Rafael Acosta

For over 20 years Rafael Acosta has seen how the mortgage industry works—and how it often falls short. Now, Team CTC, with Rafael's leadership are on a mission to fix the broken system, proving that getting a mortgage doesn't have to be confusing or stressful.

After two decades of experience, the focus is simple: building a process rooted in transparency, clear communication, deep knowledge, and cutting-edge technology. This means you as mortgage applicant get straight answers with visible interest rates, you stay informed every step of the way, and you benefit from an efficient, modern experience.

Team CTC is making mortgages less complicated and more honest, helping individuals, families and investors secure their future with confidence.